NYS Workers' Comp Penalty Calculator
Estimate your WCB penalty under WCL §52(5) and see how much you could save with professional representation.
Estimate Your Penalty
Based on WCL §52(5): $2,000 per 10-day period without coverage.
Count from the day coverage lapsed to when you obtained new coverage.
Disclaimer:This calculator provides estimates only based on the WCL §52(5) base formula. Actual penalties may differ based on the WCB's specific assessment, partial periods, additional assessments, and other factors. Actual reduction results depend on your specific circumstances and cannot be guaranteed. This is not legal advice.
How WCB Penalties Are Calculated
Under Workers' Compensation Law §52(5), the formula is straightforward:
Days without coverage ÷ 10 × $2,000 = Base Penalty
The WCB rounds up partial 10-day periods. So 11 days = 2 penalty periods = $4,000.
Quick Reference Table
- 10 days: $2,000
- 30 days: $6,000
- 60 days: $12,000
- 90 days: $18,000
- 6 months: $36,000
- 1 year: $73,000
Can It Be Reduced?
Yes — most penalties can be reduced 40–70% through negotiation. The WCB considers: good faith, financial hardship, prior compliance history, no injuries, and prompt correction.
Want to Reduce This?
Get a free consultation and find out exactly how much we can reduce your penalty.